{"id":3040,"date":"2021-08-13T13:27:15","date_gmt":"2021-08-13T13:27:15","guid":{"rendered":"https:\/\/www.sabcflex.com\/devsite\/?page_id=3040"},"modified":"2021-08-23T18:24:47","modified_gmt":"2021-08-23T18:24:47","slug":"employers","status":"publish","type":"page","link":"https:\/\/www.sabcflex.com\/devsite\/employers","title":{"rendered":"Employers"},"content":{"rendered":"<div id='full_slider_1'  class='avia-fullwidth-slider main_color avia-shadow  av-mini-hide  avia-builder-el-0  el_before_av_slideshow_full  avia-builder-el-first   container_wrap fullsize'  ><div   data-size='featured'  data-lightbox_size='large'  data-animation='slide'  data-conditional_play=''  data-ids='3889'  data-video_counter='0'  data-autoplay='false'  data-bg_slider='false'  data-slide_height=''  data-handle='av_slideshow_full'  data-interval='5'  data-class=' '  data-el_id=''  data-css_id=''  data-scroll_down=''  data-control_layout='av-control-default'  data-custom_markup=''  data-perma_caption=''  data-autoplay_stopper=''  data-image_attachment=''  data-min_height='0px'  data-lazy_loading='disabled'  data-src=''  data-position='top left'  data-repeat='no-repeat'  data-attach='scroll'  data-stretch=''  data-default-height='28.666666666667'  class='avia-slideshow avia-slideshow-1  av-control-default av-default-height-applied avia-slideshow-featured av_slideshow_full   avia-slide-slider '  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><ul class='avia-slideshow-inner ' style='padding-bottom: 30.714285714286%;' ><li  class=' av-single-slide slide-1 ' ><div data-rel='slideshow-1' class='avia-slide-wrap '   ><div class = \"caption_fullwidth av-slideshow-caption caption_center\"><div class = \"container caption_container\"><div class = \"slideshow_caption\"><div class = \"slideshow_inner_caption\"><div class = \"slideshow_align_caption\"><h1  style='font-size:40px; color:#ffffff; ' class='avia-caption-title  '  itemprop=\"name\" >YOUR CONVENIENCE IS OUR PRIORITY<\/h1><\/div><\/div><\/div><\/div><\/div><img class=\"wp-image-3889 avia-img-lazy-loading-not-3889\"  src=\"https:\/\/www.sabcflex.com\/devsite\/wp-content\/uploads\/2021\/08\/sabc_employers_hero-1400x430.jpg\" width=\"1400\" height=\"430\" title='an asian chinese beautiful woman white collar worker talking to the camera video calling video conference with his business partners  with face mask' alt=''  itemprop=\"thumbnailUrl\"   \/><div class='av-section-color-overlay' style='opacity: 0.5; background-color: #000000; '><\/div><\/div><\/li><\/ul><\/div><\/div>\n<div id='full_slider_2'  class='avia-fullwidth-slider main_color avia-shadow  av-desktop-hide av-medium-hide av-small-hide  avia-builder-el-1  el_after_av_slideshow_full  el_before_av_submenu   slider-not-first container_wrap fullsize'  ><div   data-size='featured'  data-lightbox_size='large'  data-animation='slide'  data-conditional_play=''  data-ids='3890'  data-video_counter='0'  data-autoplay='false'  data-bg_slider='false'  data-slide_height=''  data-handle='av_slideshow_full'  data-interval='5'  data-class=' '  data-el_id=''  data-css_id=''  data-scroll_down=''  data-control_layout='av-control-default'  data-custom_markup=''  data-perma_caption=''  data-autoplay_stopper=''  data-image_attachment=''  data-min_height='0px'  data-lazy_loading='disabled'  data-src=''  data-position='top left'  data-repeat='no-repeat'  data-attach='scroll'  data-stretch=''  data-default-height='28.666666666667'  class='avia-slideshow avia-slideshow-2  av-control-default av-default-height-applied avia-slideshow-featured av_slideshow_full   avia-slide-slider '  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><ul class='avia-slideshow-inner ' style='padding-bottom: 31.5%;' ><li  class=' av-single-slide slide-1 ' ><div data-rel='slideshow-2' class='avia-slide-wrap '   ><div class = \"caption_fullwidth av-slideshow-caption caption_center\"><div class = \"container caption_container\"><div class = \"slideshow_caption\"><div class = \"slideshow_inner_caption\"><div class = \"slideshow_align_caption\"><h1  style='font-size:40px; color:#ffffff; ' class='avia-caption-title  '  itemprop=\"name\" >YOUR CONVENIENCE IS OUR PRIORITY<\/h1><\/div><\/div><\/div><\/div><\/div><img class=\"wp-image-3890 avia-img-lazy-loading-not-3890\"  src=\"https:\/\/www.sabcflex.com\/devsite\/wp-content\/uploads\/2021\/08\/sabc_employers_hero_mobile.jpg\" width=\"600\" height=\"189\" title='an asian chinese beautiful woman white collar worker talking to the camera video calling video conference with his business partners  with face mask' alt=''  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.sabcflex.com\/devsite\/wp-content\/uploads\/2021\/08\/sabc_employers_hero_mobile.jpg 600w, https:\/\/www.sabcflex.com\/devsite\/wp-content\/uploads\/2021\/08\/sabc_employers_hero_mobile-300x95.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><div class='av-section-color-overlay' style='opacity: 0.5; background-color: #000000; '><\/div><\/div><\/li><\/ul><\/div><\/div>\n<div class='clear'><\/div><div id='sub_menu1'  class='av-submenu-container footer_color  avia-builder-el-2  el_after_av_slideshow_full  el_before_av_section  av-sticky-submenu av-switch-768 submenu-not-first container_wrap fullsize' style='z-index:301' ><div class='container av-menu-mobile-active '><a href='#' class='mobile_menu_toggle' aria-hidden='true' data-av_icon='\ue8a5' data-av_iconfont='entypo-fontello'><span class='av-current-placeholder'>Menu<\/span><\/a><ul id=\"menu-employer-sub-menu\" class=\"av-subnav-menu av-submenu-pos-center\"><li id=\"menu-item-3047\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-top-level menu-item-top-level-1\"><a href=\"https:\/\/www.sabcflex.com\/companyadministration\" itemprop=\"url\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">MANAGEMENT LOGIN<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li id=\"menu-item-3051\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-top-level menu-item-top-level-2\"><a href=\"https:\/\/www.sabcflex.com\/content\/sabcflex-card-set-up-form-2\" itemprop=\"url\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">EMPLOYER FLEXCARD APPLICATION<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li id=\"menu-item-3445\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-top-level menu-item-top-level-3\"><a href=\"#\" itemprop=\"url\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">DEPOSIT REPORT<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a>\n\n\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-3317\" class=\"menu-item menu-item-type-custom menu-item-object-custom\"><a href=\"https:\/\/www.sabcflex.com\/devsite\/forms\/employer-forms\/flex-deposit-report\" itemprop=\"url\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">SUBMIT ONLINE<\/span><\/a><\/li>\n\t<li id=\"menu-item-3444\" class=\"menu-item menu-item-type-custom menu-item-object-custom\"><a href=\"https:\/\/www.sabcflex.com\/wordpress\/wp-content\/uploads\/2014\/01\/SABC-Deposit.pdf\" itemprop=\"url\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">DOWNLOAD PDF<\/span><\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-3050\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-top-level menu-item-top-level-4\"><a href=\"https:\/\/www.sabcflex.com\/content\/employer-data-form-3\" itemprop=\"url\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">EMPLOYER DATA FORM<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li id=\"menu-item-3362\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-top-level menu-item-top-level-5\"><a href=\"https:\/\/www.sabcflex.com\/devsite\/wp-content\/uploads\/2015\/12\/SABC-9-change-of-status.pdf\" itemprop=\"url\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">CHANGE OF STATUS FORM<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li id=\"menu-item-3318\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-top-level menu-item-top-level-6\"><a href=\"https:\/\/www.sabcflex.com\/devsite\/forms\/employer-forms\/termination-report-2\" itemprop=\"url\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">EMPLOYEE TERMINATION REPORT<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<\/ul><\/div><\/div><div class='sticky_placeholder'><\/div>\n<div id='av_section_1'  class='avia-section av-2ke400-78bfbf15425890b33a474a5c18a8b1f3 main_color avia-section-default avia-no-border-styling  avia-builder-el-3  el_after_av_submenu  el_before_av_tab_section  avia-bg-style-scroll  container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-3040'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" id=\"style-css-av-kshxevye-fa19b9f29216799d34afd1728157d180\">\n.flex_column.av-kshxevye-fa19b9f29216799d34afd1728157d180{\npadding:0 150px 0 150px;\n}\n<\/style>\n<div class='flex_column av-kshxevye-fa19b9f29216799d34afd1728157d180 av_one_full  avia-builder-el-4  avia-builder-el-no-sibling  first flex_column_div '   ><p>\n<style type=\"text\/css\" id=\"style-css-av-kshweski-995a96d19651be55eee3044203944b0b\">\n#top .av-special-heading.av-kshweski-995a96d19651be55eee3044203944b0b{\npadding-bottom:10px;\n}\n<\/style>\n<div  class='av-special-heading av-kshweski-995a96d19651be55eee3044203944b0b av-special-heading-h2 blockquote modern-quote modern-centered  avia-builder-el-5  el_before_av_hr  avia-builder-el-first  '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >COVERAGE <span class='special_amp'>&amp;<\/span> SERVICE YOU CAN RELY ON<\/h2><div class='special-heading-border'><div class='special-heading-inner-border'><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" id=\"style-css-av-3zllqo-53b39761d1e3e7985a53dc200258c2f7\">\n#top .hr.hr-invisible.av-3zllqo-53b39761d1e3e7985a53dc200258c2f7{\nheight:15px;\n}\n<\/style>\n<div  class='hr av-3zllqo-53b39761d1e3e7985a53dc200258c2f7 hr-invisible  avia-builder-el-6  el_after_av_heading  el_before_av_textblock  '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p style=\"text-align: center;\">Exploring your flexible benefit options is easy and efficient with SABC. Our associates will help design and implement a plan that meets your organizational needs, while saving you &amp; your employees money.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" id=\"style-css-av-ksg90m1v-1abd564cd31eaa559fedd66e297cb18e\">\n#top .hr.hr-invisible.av-ksg90m1v-1abd564cd31eaa559fedd66e297cb18e{\nheight:15px;\n}\n<\/style>\n<div  class='hr av-ksg90m1v-1abd564cd31eaa559fedd66e297cb18e hr-invisible  avia-builder-el-8  el_after_av_textblock  avia-builder-el-last  '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av-tab-section-1'  class='av-tab-section-container entry-content-wrapper main_color av-tab-no-transition av-tab-content-auto  av-tab-above-content  avia-builder-el-9  el_after_av_section  el_before_av_section  submenu-not-first container_wrap fullsize'  ><div class='av-tab-section-outer-container'><div class='av-tab-section-tab-title-container avia-tab-title-padding-small '  role='tablist'><a href='#cafeteria-plans' data-av-tab-section-title='1' class='av-section-tab-title av-active-tab-title no-scroll av-tab-no-icon av-tab-no-image  ' role='tab' tabindex='0' aria-controls='av-tab-section-1-1'><span class='av-outer-tab-title'><span class='av-inner-tab-title'>Cafeteria Plans<\/span><\/span><span class='av-tab-arrow-container'><span><\/span><\/span><\/a><a href='#cafeteria-plan-services' data-av-tab-section-title='2' class='av-section-tab-title  av-tab-no-icon av-tab-no-image  ' role='tab' tabindex='0' aria-controls='av-tab-section-1-2'><span class='av-outer-tab-title'><span class='av-inner-tab-title'>Cafeteria Plan Services<\/span><\/span><span class='av-tab-arrow-container'><span><\/span><\/span><\/a><a href='#administration-guide' data-av-tab-section-title='3' class='av-section-tab-title  av-tab-no-icon av-tab-no-image  ' role='tab' tabindex='0' aria-controls='av-tab-section-1-3'><span class='av-outer-tab-title'><span class='av-inner-tab-title'>Administration Guide<\/span><\/span><span class='av-tab-arrow-container'><span><\/span><\/span><\/a><a href='#additional-plans-services' data-av-tab-section-title='4' class='av-section-tab-title  av-tab-no-icon av-tab-no-image  ' role='tab' tabindex='0' aria-controls='av-tab-section-1-4'><span class='av-outer-tab-title'><span class='av-inner-tab-title'>Additional Plans &amp; Services<\/span><\/span><span class='av-tab-arrow-container'><span><\/span><\/span><\/a><a href='#sabc-flexcard' data-av-tab-section-title='5' class='av-section-tab-title  av-tab-no-icon av-tab-no-image  ' role='tab' tabindex='0' aria-controls='av-tab-section-1-5'><span class='av-outer-tab-title'><span class='av-inner-tab-title'>SABC FlexCard<\/span><\/span><span class='av-tab-arrow-container'><span><\/span><\/span><\/a><\/div><div class='avia-slideshow-arrows av-tabsection-arrow' ><a href='#prev' class='prev-slide av_prev_tab_section av-tab-section-slide' aria-hidden='true' data-av_icon='\ue87c' data-av_iconfont='entypo-fontello' aria-hidden='true' tabindex='-1'>Previous<\/a><a href='#next' class='next-slide av_next_tab_section av-tab-section-slide' aria-hidden='true' data-av_icon='\ue87d' data-av_iconfont='entypo-fontello' aria-hidden='true' tabindex='-1'>Next<\/a><\/div><div class='av-tab-section-inner-container avia-section-default' style='width:500vw; left:0%;'><span class='av_prev_tab_section av_tab_navigation'><\/span><span class='av_next_tab_section av_tab_navigation'><\/span>\n<div id=\"av-tab-section-1-1\" data-av-tab-section-content=\"1\" class=\"av-layout-tab av-animation-delay-container av-active-tab-content __av_init_open  avia-builder-el-10  el_before_av_tab_sub_section  avia-builder-el-first   \" style='vertical-align:top; '  data-tab-section-id=\"cafeteria-plans\"><div class='av-layout-tab-inner'><div class='container'><p>\n<style type=\"text\/css\" id=\"style-css-av-9ny7pc-cc1a43d6b44e0c2f8fe7184388fddf8e\">\n.flex_column.av-9ny7pc-cc1a43d6b44e0c2f8fe7184388fddf8e{\npadding:0 150px 0 150px;\n}\n<\/style>\n<div class='flex_column av-9ny7pc-cc1a43d6b44e0c2f8fe7184388fddf8e av_one_full  avia-builder-el-11  el_before_av_tab_container  avia-builder-el-first  first flex_column_div '   ><p>\n<style type=\"text\/css\" id=\"style-css-av-23wtz4-156dda84bb8ffab93af52b07c61db193\">\n#top .av-special-heading.av-23wtz4-156dda84bb8ffab93af52b07c61db193{\npadding-bottom:10px;\ncolor:#000000;\n}\n.av-special-heading.av-23wtz4-156dda84bb8ffab93af52b07c61db193 .special-heading-inner-border{\nborder-color:#000000;\n}\n<\/style>\n<div  class='av-special-heading av-23wtz4-156dda84bb8ffab93af52b07c61db193 av-special-heading-h2 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-12  el_before_av_hr  avia-builder-el-first  '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >CAFETERIA PLANS<\/h2><div class='special-heading-border'><div class='special-heading-inner-border'><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" id=\"style-css-av-ksg910ne-2626c9c14ea8720fb0d3860a449c6dd2\">\n#top .hr.hr-invisible.av-ksg910ne-2626c9c14ea8720fb0d3860a449c6dd2{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-ksg910ne-2626c9c14ea8720fb0d3860a449c6dd2 hr-invisible  avia-builder-el-13  el_after_av_heading  el_before_av_textblock  '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p class=\"western\" style=\"text-align: center;\"><a href=\"https:\/\/www.irs.gov\/government-entities\/federal-state-local-governments\/faqs-for-government-entities-regarding-cafeteria-plans\">IRS code Section 125<\/a> allows employers to adopt a plan in which employees can pay for eligible benefits on a pre-tax basis through a salary reduction agreement. This type of coverage, especially when combined with other permitted benefits, can offer substantial tax savings to both the employer &amp; employees.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" id=\"style-css-av-4jcjvk-14fc261687f118eabb72e51dd38b20e9\">\n#top .hr.hr-invisible.av-4jcjvk-14fc261687f118eabb72e51dd38b20e9{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-4jcjvk-14fc261687f118eabb72e51dd38b20e9 hr-invisible  avia-builder-el-15  el_after_av_textblock  avia-builder-el-last  '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div><div  class=\"tabcontainer   top_tab   avia-builder-el-16  el_after_av_one_full  avia-builder-el-last \" role=\"tablist\">\n\n<section class=\"av_tab_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div aria-controls=\"tab-id-1-content\" role=\"tab\" tabindex=\"0\" data-fake-id=\"#tab-id-1\" class=\"tab active_tab\"  itemprop=\"headline\" >Premium-Only Cafeteria Plans<\/div>\n<div id=\"tab-id-1-content\" class=\"tab_content active_tab_content\" aria-hidden=\"false\">\n<div class=\"tab_inner_content invers-color\"  itemprop=\"text\" >\n<p>Premium only plans allow participants to pay for certain employer-deducted insurance premiums with tax-free dollars.<\/p>\n<p>The premiums are deducted before the computation of Federal, State and FICA taxes, which means the premium amount will not be reported as income for W-2 wages, thereby increasing participants&#8217; take-home pay. Employees should be made aware that these pre-tax deductions may also result in a reduction of Social Security benefits.<\/p>\n\n<\/div>\n<\/div>\n<\/section>\n\n<section class=\"av_tab_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div aria-controls=\"tab-id-2-content\" role=\"tab\" tabindex=\"0\" data-fake-id=\"#tab-id-2\" class=\"tab \"  itemprop=\"headline\" >Dependent Care Spending Accounts<\/div>\n<div id=\"tab-id-2-content\" class=\"tab_content \" aria-hidden=\"true\">\n<div class=\"tab_inner_content invers-color\"  itemprop=\"text\" >\n<p>Pre-taxing dependent care under a cafeteria plan may save participants more money than if claiming end-of-year tax credits (unless the participant makes very little income).<\/p>\n<p style=\"text-align: left;\">Participants&#8217; annual selections will be divided by the number of deductions in the plan year and then placed into a spending account, tax-free, which will be used to reimburse validated dependent care expenses.<\/p>\n<p style=\"text-align: left;\">For more information on dependent care, please refer to the <a href=\"https:\/\/www.irs.gov\/forms-pubs\/about-publication-503\">IRS Publication 503<\/a>.<\/p>\n\n<\/div>\n<\/div>\n<\/section>\n\n<section class=\"av_tab_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div aria-controls=\"tab-id-3-content\" role=\"tab\" tabindex=\"0\" data-fake-id=\"#tab-id-3\" class=\"tab \"  itemprop=\"headline\" >Unreimbursed Medical Spending Accounts<\/div>\n<div id=\"tab-id-3-content\" class=\"tab_content \" aria-hidden=\"true\">\n<div class=\"tab_inner_content invers-color\"  itemprop=\"text\" >\n<p style=\"text-align: left;\">Unreimbursed Medical Accounts allow participants to set aside tax-free dollars to cover out-of-pocket expenses that wouldn&#8217;t otherwise be covered by insurance or available as a tax deduction, such as co-pays, co-insurance, deductibles, orthodontia, or other types of medical care. Depending on the plan design, unused funds may be able to be rolled over or used during a temporary extension period.<\/p>\n<p style=\"text-align: left;\">Employees should be made aware that early termination of the plan may result in the unpaid election being deducted from the participant\u2019s pre-tax salary. The participant will have until the end of the coverage period to incur the expense and (30) days after the coverage period to submit receipts that incurred prior to the termination date. If the participant has a positive balance upon termination, the employer will offer the option to elect COBRA and continue in the plan on a self pay basis, with after-tax dollars.<\/p>\n\n<\/div>\n<\/div>\n<\/section>\n\n<\/div>\n<\/p>\n<\/div><\/div><\/div><div id=\"av-tab-section-1-2\" data-av-tab-section-content=\"2\" class=\"av-layout-tab av-animation-delay-container   avia-builder-el-17  el_after_av_tab_sub_section  el_before_av_tab_sub_section   \" style='vertical-align:top; '  data-tab-section-id=\"cafeteria-plan-services\"><div class='av-layout-tab-inner'><div class='container'><p>\n<style type=\"text\/css\" id=\"style-css-av-9ny7pc-cc1a43d6b44e0c2f8fe7184388fddf8e\">\n.flex_column.av-9ny7pc-cc1a43d6b44e0c2f8fe7184388fddf8e{\npadding:0 150px 0 150px;\n}\n<\/style>\n<div class='flex_column av-9ny7pc-cc1a43d6b44e0c2f8fe7184388fddf8e av_one_full  avia-builder-el-18  el_before_av_tab_container  avia-builder-el-first  first flex_column_div '   ><p>\n<style type=\"text\/css\" id=\"style-css-av-23wtz4-62c3622cdfd06e66d05f8cd1595bcb38\">\n#top .av-special-heading.av-23wtz4-62c3622cdfd06e66d05f8cd1595bcb38{\npadding-bottom:10px;\ncolor:#000000;\n}\n.av-special-heading.av-23wtz4-62c3622cdfd06e66d05f8cd1595bcb38 .special-heading-inner-border{\nborder-color:#000000;\n}\n<\/style>\n<div  class='av-special-heading av-23wtz4-62c3622cdfd06e66d05f8cd1595bcb38 av-special-heading-h2 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-19  el_before_av_hr  avia-builder-el-first  '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >CAFETERIA PLAN SERVICES<\/h2><div class='special-heading-border'><div class='special-heading-inner-border'><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" id=\"style-css-av-77o9u8-6325c7507e5c000921eb951a6331c8a6\">\n#top .hr.hr-invisible.av-77o9u8-6325c7507e5c000921eb951a6331c8a6{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-77o9u8-6325c7507e5c000921eb951a6331c8a6 hr-invisible  avia-builder-el-20  el_after_av_heading  el_before_av_textblock  '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p style=\"text-align: center;\">SABC has extensive experience servicing Cafeteria Plans for municipalities, state agencies, banks, hospitals, educational institutions, associations, manufacturing firms, and other private businesses. Our friendly staff is highly educated in IRS guidelines and requirements while delivering great service for our clients.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" id=\"style-css-av-ksg91ck6-57697c6b24b7b045d1d58484cb4d438c\">\n#top .hr.hr-invisible.av-ksg91ck6-57697c6b24b7b045d1d58484cb4d438c{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-ksg91ck6-57697c6b24b7b045d1d58484cb4d438c hr-invisible  avia-builder-el-22  el_after_av_textblock  avia-builder-el-last  '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div><div  class=\"tabcontainer   top_tab   avia-builder-el-23  el_after_av_one_full  avia-builder-el-last \" role=\"tablist\">\n\n<section class=\"av_tab_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div aria-controls=\"tab-id-4-content\" role=\"tab\" tabindex=\"0\" data-fake-id=\"#tab-id-4\" class=\"tab active_tab\"  itemprop=\"headline\" >Plan Documentation &amp; Preparation<\/div>\n<div id=\"tab-id-4-content\" class=\"tab_content active_tab_content\" aria-hidden=\"false\">\n<div class=\"tab_inner_content invers-color\"  itemprop=\"text\" >\n<ul>\n<li>Plan Documents<\/li>\n<li>Summary Plan Description<\/li>\n<li>Personalized Elections<\/li>\n<li>Salary Reduction Forms<\/li>\n<li>Corporate\/Board Resolutions<\/li>\n<li>Business Associate Agreement (HIPAA)<\/li>\n<\/ul>\n\n<\/div>\n<\/div>\n<\/section>\n\n<section class=\"av_tab_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div aria-controls=\"tab-id-5-content\" role=\"tab\" tabindex=\"0\" data-fake-id=\"#tab-id-5\" class=\"tab \"  itemprop=\"headline\" >Enrollment<\/div>\n<div id=\"tab-id-5-content\" class=\"tab_content \" aria-hidden=\"true\">\n<div class=\"tab_inner_content invers-color\"  itemprop=\"text\" >\n<ul>\n<li>Secure Online Portal for Open Enrollment, Status Changes, and More<\/li>\n<li>Personalized Election Services<\/li>\n<li>Data Management Services<\/li>\n<li>Employee One-on-One Enrollment<\/li>\n<\/ul>\n\n<\/div>\n<\/div>\n<\/section>\n\n<section class=\"av_tab_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div aria-controls=\"tab-id-6-content\" role=\"tab\" tabindex=\"0\" data-fake-id=\"#tab-id-6\" class=\"tab \"  itemprop=\"headline\" >Education<\/div>\n<div id=\"tab-id-6-content\" class=\"tab_content \" aria-hidden=\"true\">\n<div class=\"tab_inner_content invers-color\"  itemprop=\"text\" >\n<ul>\n<li>Prepare Education &amp; Enrollment Materials<\/li>\n<li>Conduct Educational Meetings<\/li>\n<\/ul>\n\n<\/div>\n<\/div>\n<\/section>\n\n<section class=\"av_tab_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div aria-controls=\"tab-id-7-content\" role=\"tab\" tabindex=\"0\" data-fake-id=\"#tab-id-7\" class=\"tab \"  itemprop=\"headline\" >Compliance\/Non-Discrimination Testing<\/div>\n<div id=\"tab-id-7-content\" class=\"tab_content \" aria-hidden=\"true\">\n<div class=\"tab_inner_content invers-color\"  itemprop=\"text\" >\n<ul>\n<li>Conduct Required Non-Discrimination Testing for Key &amp; Highly Compensated Employees<\/li>\n<li>Conduct Owners Eligibility Verifications<\/li>\n<li>Prepare Documentation Required by the Department of Labor and Internal Revenue Service, including Form 5500, as Required (for Cafeteria Plans only)<\/li>\n<\/ul>\n\n<\/div>\n<\/div>\n<\/section>\n\n<section class=\"av_tab_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div aria-controls=\"tab-id-8-content\" role=\"tab\" tabindex=\"0\" data-fake-id=\"#tab-id-8\" class=\"tab \"  itemprop=\"headline\" >Administration<\/div>\n<div id=\"tab-id-8-content\" class=\"tab_content \" aria-hidden=\"true\">\n<div class=\"tab_inner_content invers-color\"  itemprop=\"text\" >\n<ul>\n<li>Monthly Activity Reports &amp;\u00a0Account Auditing<\/li>\n<li>Online Services for Employer &amp; Employee Account Activity, Claim History, Reimbursements, Balance Information, Annual Statements, and More<\/li>\n<li>Daily Reimbursements &amp; Updates to Employee Flexible Spending Status<\/li>\n<li>Administrative Support for Employee Status Changes, New Hires, Leaves of Absence, Terminations, etc.<\/li>\n<\/ul>\n\n<\/div>\n<\/div>\n<\/section>\n\n<\/div>\n<\/p>\n<\/div><\/div><\/div><div id=\"av-tab-section-1-3\" data-av-tab-section-content=\"3\" class=\"av-layout-tab av-animation-delay-container   avia-builder-el-24  el_after_av_tab_sub_section  el_before_av_tab_sub_section   \" style='vertical-align:top; '  data-tab-section-id=\"administration-guide\"><div class='av-layout-tab-inner'><div class='container'><div class='flex_column av-5sakc0-5ae5368e1ad4dc735c00aebd636cc7be av_one_full  avia-builder-el-25  avia-builder-el-no-sibling  first flex_column_div '   ><p>\n<style type=\"text\/css\" id=\"style-css-av-3063j4-6ee7d2dda6407e9279c17ddd940ec638\">\n#top .av-special-heading.av-3063j4-6ee7d2dda6407e9279c17ddd940ec638{\npadding-bottom:10px;\ncolor:#000000;\n}\n.av-special-heading.av-3063j4-6ee7d2dda6407e9279c17ddd940ec638 .special-heading-inner-border{\nborder-color:#000000;\n}\n<\/style>\n<div  class='av-special-heading av-3063j4-6ee7d2dda6407e9279c17ddd940ec638 av-special-heading-h2 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-26  el_before_av_hr  avia-builder-el-first  '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >ADMINISTRATION GUIDE<\/h2><div class='special-heading-border'><div class='special-heading-inner-border'><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" id=\"style-css-av-27tfpc-30f7b5c2a34758796e9d12b6cd5ad7e6\">\n#top .hr.hr-invisible.av-27tfpc-30f7b5c2a34758796e9d12b6cd5ad7e6{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-27tfpc-30f7b5c2a34758796e9d12b6cd5ad7e6 hr-invisible  avia-builder-el-27  el_after_av_heading  el_before_av_tab_container  '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<div  class=\"tabcontainer   top_tab   avia-builder-el-28  el_after_av_hr  avia-builder-el-last \" role=\"tablist\">\n\n<section class=\"av_tab_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div aria-controls=\"tab-id-9-content\" role=\"tab\" tabindex=\"0\" data-fake-id=\"#tab-id-9\" class=\"tab active_tab\"  itemprop=\"headline\" >Plan Document<\/div>\n<div id=\"tab-id-9-content\" class=\"tab_content active_tab_content\" aria-hidden=\"false\">\n<div class=\"tab_inner_content invers-color\"  itemprop=\"text\" >\n<p>Your Plan Document is a detailed outline of your plan design and terms that dictates how your plan must operate based on federal regulations and\/or choices made by the plan administrator (employer). It is important that this document remain up-to-date. Should you make any changes that affect your plan, such as changes, additions, or deletion of insurance products, please notify SABC, so that your document can be updated.<\/p>\n\n<\/div>\n<\/div>\n<\/section>\n\n<section class=\"av_tab_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div aria-controls=\"tab-id-10-content\" role=\"tab\" tabindex=\"0\" data-fake-id=\"#tab-id-10\" class=\"tab \"  itemprop=\"headline\" >Summary Plan Description<\/div>\n<div id=\"tab-id-10-content\" class=\"tab_content \" aria-hidden=\"true\">\n<div class=\"tab_inner_content invers-color\"  itemprop=\"text\" >\n<p>You will also receive a Summary Plan Description (SPD), which is a simplified version of the Plan Document, intended to help participants more easily understand the benefits they are entitled to under the plan.<\/p>\n<p>After the enrollment, the SPD <span style=\"text-decoration: underline;\">must<\/span> be sent to all employees. If you choose to put the SPD on your company website, you must notify each employee as to its location. In addition, you must offer a copy to any employee that request a copy or does not have access to the company website.<\/p>\n\n<\/div>\n<\/div>\n<\/section>\n\n<section class=\"av_tab_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div aria-controls=\"tab-id-11-content\" role=\"tab\" tabindex=\"0\" data-fake-id=\"#tab-id-11\" class=\"tab \"  itemprop=\"headline\" >Deduction Report<\/div>\n<div id=\"tab-id-11-content\" class=\"tab_content \" aria-hidden=\"true\">\n<div class=\"tab_inner_content invers-color\"  itemprop=\"text\" >\n<p>Once you&#8217;ve enrolled, you will receive a deduction report outlining each employee\u2019s election. This report will list the insurance product(s), premium amount, and indicate caf\u00e9 or non-caf\u00e9. Premium(s) listed as caf\u00e9 will be pre-taxed under the plan. The report will also list any flexible spending elections (i.e. Dependent Care and\/or Unreimbursed Medical).<\/p>\n\n<\/div>\n<\/div>\n<\/section>\n\n<section class=\"av_tab_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div aria-controls=\"tab-id-12-content\" role=\"tab\" tabindex=\"0\" data-fake-id=\"#tab-id-12\" class=\"tab \"  itemprop=\"headline\" >Unreimbursed Medical Account Funding<\/div>\n<div id=\"tab-id-12-content\" class=\"tab_content \" aria-hidden=\"true\">\n<div class=\"tab_inner_content invers-color\"  itemprop=\"text\" >\n<p>Federal Regulations require that annual elections for Unreimbursed Medical Spending participants be available to them at all times during the plan year. Therefore, as described to you during the plan set-up, the employer is required to front supplemental funds at the beginning of the plan year to ensure that claims can be paid, regardless of the participants\u2019 current balance. Your SABC representative will recommend a pre-funding amount based on participation.<\/p>\n\n<\/div>\n<\/div>\n<\/section>\n\n<section class=\"av_tab_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div aria-controls=\"tab-id-13-content\" role=\"tab\" tabindex=\"0\" data-fake-id=\"#tab-id-13\" class=\"tab \"  itemprop=\"headline\" >Distributions of Deductions<\/div>\n<div id=\"tab-id-13-content\" class=\"tab_content \" aria-hidden=\"true\">\n<div class=\"tab_inner_content invers-color\"  itemprop=\"text\" >\n<p>You will continue to send all insurance premiums to the designated insurance carrier, as you have likely done in the past. After each payroll, you will submit your flexible spending deductions in one of two ways:<\/p>\n<ol>\n<li>Submit a check made payable to Southern Administrators &amp; Benefits Consultants Inc.<\/li>\n<li>Deposit the money directly into the bank account that was set up to accommodate your flexible spending funds.\n<ol>\n<li>If you have not set up your flexible spending funds account, please contact us.<\/li>\n<li>If you are submitting the funds directly into the account, you must notify SABC of the deposit and the amount deposited.<\/li>\n<li>The amount must balance with the deduction report. If the deposit differs from the original deduction report, or from the previous payroll, an explanation of the changes should accompany the deposit notification by completing a deposit report.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n\n<\/div>\n<\/div>\n<\/section>\n\n<section class=\"av_tab_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div aria-controls=\"tab-id-14-content\" role=\"tab\" tabindex=\"0\" data-fake-id=\"#tab-id-14\" class=\"tab \"  itemprop=\"headline\" >Status Changes &amp; Terminations<\/div>\n<div id=\"tab-id-14-content\" class=\"tab_content \" aria-hidden=\"true\">\n<div class=\"tab_inner_content invers-color\"  itemprop=\"text\" >\n<p>All elections made under the Cafeteria Plan are irrevocable, meaning insurance premiums, and\/or flexible spending deductions cannot be changed or dropped during the plan year without a qualified status change.<\/p>\n<p>However, just because the event occurs does not necessarily mean that the change requested qualifies or will be approved. The change requested must be consistent with the event. For instance \u2013 if an employee gets a divorce, they would be allowed to drop their spouse from their insurance plan(s). However, if an employee had a baby, it would not allow her to drop her spouse from her insurance, because it is not consistent with the event. It is recommended that you contact our office to verify that the status change qualifies, before approving. Once verified, a status change form will need to be completed.<\/p>\n<p>If a participant terminates, your plan may require that you deduct their remaining plan year election from their final paycheck. Check your plan document or contact SABC.<\/p>\n\n<\/div>\n<\/div>\n<\/section>\n\n<\/div>\n<\/p><\/div>\n<\/div><\/div><\/div><div id=\"av-tab-section-1-4\" data-av-tab-section-content=\"4\" class=\"av-layout-tab av-animation-delay-container   avia-builder-el-29  el_after_av_tab_sub_section  el_before_av_tab_sub_section   \" style='vertical-align:top; '  data-tab-section-id=\"additional-plans-services\"><div class='av-layout-tab-inner'><div class='container'><div class='flex_column av-egwcg-400a8c3337b61b6baa8379dcf5601b72 av_one_full  avia-builder-el-30  avia-builder-el-no-sibling  first flex_column_div '   ><p>\n<style type=\"text\/css\" id=\"style-css-av-ksagj9xz-52c9713c2aec53fbd512d42fc9b05c12\">\n#top .av-special-heading.av-ksagj9xz-52c9713c2aec53fbd512d42fc9b05c12{\npadding-bottom:10px;\ncolor:#000000;\n}\n.av-special-heading.av-ksagj9xz-52c9713c2aec53fbd512d42fc9b05c12 .special-heading-inner-border{\nborder-color:#000000;\n}\n<\/style>\n<div  class='av-special-heading av-ksagj9xz-52c9713c2aec53fbd512d42fc9b05c12 av-special-heading-h2 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-31  el_before_av_hr  avia-builder-el-first  '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >ADDITIONAL PLANS <span class='special_amp'>&amp;<\/span> SERVICES<\/h2><div class='special-heading-border'><div class='special-heading-inner-border'><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" id=\"style-css-av-ksg91m7q-b5fc131de454d53c9b17989513e7a849\">\n#top .hr.hr-invisible.av-ksg91m7q-b5fc131de454d53c9b17989513e7a849{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-ksg91m7q-b5fc131de454d53c9b17989513e7a849 hr-invisible  avia-builder-el-32  el_after_av_heading  el_before_av_tab_container  '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<div  class=\"tabcontainer   top_tab   avia-builder-el-33  el_after_av_hr  avia-builder-el-last \" role=\"tablist\">\n\n<section class=\"av_tab_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div aria-controls=\"tab-id-15-content\" role=\"tab\" tabindex=\"0\" data-fake-id=\"#tab-id-15\" class=\"tab active_tab\"  itemprop=\"headline\" >Health Reimbursement Arrangements<\/div>\n<div id=\"tab-id-15-content\" class=\"tab_content active_tab_content\" aria-hidden=\"false\">\n<div class=\"tab_inner_content invers-color\"  itemprop=\"text\" >\n<p>HRAs, or Health Reimbursement Arrangements, allow organizations to adopt higher deductible health plans and offset participants&#8217; out-of-pocket expenses through funds contributed by the employer. These funds offer participants increased flexibility, and depending on the plan design, may be used toward deductibles, co-pays and other allowable standalone expenses, such vision and dental. Employees are able to roll funds over at the end of the plan year.<\/p>\n\n<\/div>\n<\/div>\n<\/section>\n\n<section class=\"av_tab_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div aria-controls=\"tab-id-16-content\" role=\"tab\" tabindex=\"0\" data-fake-id=\"#tab-id-16\" class=\"tab \"  itemprop=\"headline\" >Health Savings Accounts<\/div>\n<div id=\"tab-id-16-content\" class=\"tab_content \" aria-hidden=\"true\">\n<div class=\"tab_inner_content invers-color\"  itemprop=\"text\" >\n<p>Health Savings Accounts (HSA) are IRA-style accounts that are owned by the participant and follow them through changes in coverage and\/or employment. HSAs can be established to pay for qualified medical expenses when eligible participants are already covered by a high-deductible health plan (HSHP).<\/p>\n<p>HSAs may be established for an individual or a group of employees. Individuals and\/or employers both may contribute funds to the HSA for a tax savings. Employee contributions may be through a salary reduction agreement under a cafeteria plan. This allows employees to see the immediate tax savings and employers to save the matching FICA on employees contributions. Employer contributions must also be nondiscriminatory.<\/p>\n\n<\/div>\n<\/div>\n<\/section>\n\n<section class=\"av_tab_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div aria-controls=\"tab-id-17-content\" role=\"tab\" tabindex=\"0\" data-fake-id=\"#tab-id-17\" class=\"tab \"  itemprop=\"headline\" >Benefits Consulting<\/div>\n<div id=\"tab-id-17-content\" class=\"tab_content \" aria-hidden=\"true\">\n<div class=\"tab_inner_content invers-color\"  itemprop=\"text\" >\n<p>Every industry is different, requiring benefits programs to be tailored to satisfy regulations in addition to organizational needs. SABC\u2019s experts can help you determine which options will best meet your organizational needs and offer your employees the best value for their dollar.<\/p>\n\n<\/div>\n<\/div>\n<\/section>\n\n<section class=\"av_tab_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div aria-controls=\"tab-id-18-content\" role=\"tab\" tabindex=\"0\" data-fake-id=\"#tab-id-18\" class=\"tab \"  itemprop=\"headline\" >Insurance Sales &amp; Service<\/div>\n<div id=\"tab-id-18-content\" class=\"tab_content \" aria-hidden=\"true\">\n<div class=\"tab_inner_content invers-color\"  itemprop=\"text\" >\n<p>In addition to our core benefits offerings, our highly trained staff can help you obtain supplemental insurance, get a quote, review your current benefit package, or simply explore the options. We have partnered with all major carriers, along with many private brokers, to offer our clients a one-stop-shop for all their benefit needs.<\/p>\n\n<\/div>\n<\/div>\n<\/section>\n\n<\/div>\n<\/p><\/div>\n<\/div><\/div><\/div><div id=\"av-tab-section-1-5\" data-av-tab-section-content=\"5\" class=\"av-layout-tab av-animation-delay-container   avia-builder-el-34  el_after_av_tab_sub_section  avia-builder-el-last   \" style='vertical-align:top; '  data-tab-section-id=\"sabc-flexcard\"><div class='av-layout-tab-inner'><div class='container'>\n<style type=\"text\/css\" id=\"style-css-av-gdncg0-f0c8620471a3fe9e802c16774120b4e9\">\n.flex_column.av-gdncg0-f0c8620471a3fe9e802c16774120b4e9{\npadding:0 150px 0 150px;\n}\n<\/style>\n<div class='flex_column av-gdncg0-f0c8620471a3fe9e802c16774120b4e9 av_one_full  avia-builder-el-35  avia-builder-el-no-sibling  first flex_column_div '   ><p>\n<style type=\"text\/css\" id=\"style-css-av-e9301s-c182738c0b11e5449648168eaa0af6b2\">\n#top .av-special-heading.av-e9301s-c182738c0b11e5449648168eaa0af6b2{\npadding-bottom:10px;\ncolor:#000000;\n}\n.av-special-heading.av-e9301s-c182738c0b11e5449648168eaa0af6b2 .special-heading-inner-border{\nborder-color:#000000;\n}\n<\/style>\n<div  class='av-special-heading av-e9301s-c182738c0b11e5449648168eaa0af6b2 av-special-heading-h2 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-36  el_before_av_hr  avia-builder-el-first  '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >SABC FLEXCARD<\/h2><div class='special-heading-border'><div class='special-heading-inner-border'><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" id=\"style-css-av-crl7cg-f9cbfeddfd1b6620bec05755ffb210b6\">\n#top .hr.hr-invisible.av-crl7cg-f9cbfeddfd1b6620bec05755ffb210b6{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-crl7cg-f9cbfeddfd1b6620bec05755ffb210b6 hr-invisible  avia-builder-el-37  el_after_av_heading  el_before_av_textblock  '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p style=\"text-align: center;\">With SABC, there&#8217;s an easier way for participants to pay with the <strong>SABC FlexCard<\/strong>, a prepaid benefits card which gives participants immediate access to the funds in their Unreimbursed Medical Account.<\/p>\n<p style=\"text-align: center;\">If you offer the FlexCard, additional funding in a separate bank account is required to ensure that funds are always available when a participant uses the card. After enrollment, you will be contacted by SABC with the amount required for your initial deposit. The bank requires that 7% of the annual elections for those with the card be available in the account at all times, and be replenished weekly for any purchases made by cardholders. Funds will be utilized from the supplemental funds sent to SABC to fund manual claims.<\/p>\n<\/div><\/section><\/p><\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div id='contactsabc'  class='avia-section av-45cng0-35d8e8a195d5ae42fe92ee2bea2b5335 main_color avia-section-default avia-no-border-styling  avia-builder-el-39  el_after_av_tab_section  avia-builder-el-last  avia-bg-style-scroll  container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-3040'><div class='entry-content-wrapper clearfix'>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock outlined '   itemprop=\"text\" ><h2>GET STARTED WITH SABC<\/h2>\n<p>If your organization would like to begin offering flexible cafeteria plan benefits, please contact SABC to begin designing your plan.<\/p>\n<div  class='avia-button-wrap avia-button-right  avia-builder-el-41  avia-builder-el-no-sibling  cta_button' >\n<style type=\"text\/css\" id=\"style-css-av-32cjls-7a525b0bd730385289307a5d8e835656\">\n#top #wrap_all .avia-button.av-32cjls-7a525b0bd730385289307a5d8e835656{\nbackground-color:#860002;\nborder-color:#860002;\ncolor:#ffffff;\ntransition:all 0.4s ease-in-out;\n-webkit-transition:all 0.4s ease-in-out;\n-moz-transition:all 0.4s ease-in-out;\n-ms-transition:all 0.4s ease-in-out;\n-o-transition:all 0.4s ease-in-out;\n}\n<\/style>\n<a href='\/devsite\/contact'  class='avia-button av-32cjls-7a525b0bd730385289307a5d8e835656 avia-icon_select-no avia-size-medium avia-position-right ' ><span class='avia_iconbox_title' >CONTACT US<\/span><\/a><\/div>\n<\/div><\/section>\n<\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":6,"featured_media":0,"parent":0,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"_links":{"self":[{"href":"https:\/\/www.sabcflex.com\/devsite\/wp-json\/wp\/v2\/pages\/3040"}],"collection":[{"href":"https:\/\/www.sabcflex.com\/devsite\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.sabcflex.com\/devsite\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.sabcflex.com\/devsite\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sabcflex.com\/devsite\/wp-json\/wp\/v2\/comments?post=3040"}],"version-history":[{"count":75,"href":"https:\/\/www.sabcflex.com\/devsite\/wp-json\/wp\/v2\/pages\/3040\/revisions"}],"predecessor-version":[{"id":3934,"href":"https:\/\/www.sabcflex.com\/devsite\/wp-json\/wp\/v2\/pages\/3040\/revisions\/3934"}],"wp:attachment":[{"href":"https:\/\/www.sabcflex.com\/devsite\/wp-json\/wp\/v2\/media?parent=3040"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}