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ELIGIBLE MEDICAL EXPENSES

Acupuncture
Ambulance
Artificial Limbs
Birth Control
Braille - books and magazines
Care for mentally disabled
Chiropractors
Co-Insurance (Your 20%)
Crutches & Braces
Deductible (Dental/Health)
Dental Fees
Dentures and Bridges
Diagnostic Fees
Eyeglasses, including examination fee
      Contact Lens (Even Disposables)
      Contact Lens Solutions
      & Over-the-Counter Reading Glasses
Fees of Practical Nurse
Fees of Licensed Osteopaths
Hearing Devices and Batteries
Hospital Bills

Insulin and Medical Supplies
Laboratory Fees
Orthodontia - Braces
      (One Year Cost per Plan Year)
Orthopedic Shoes
Oxygen
Physician Fees
Prescribed Drugs - (Co Pay)
Psychiatric Care
Psychologist Fees
     (No Family or Marriage Counseling)
Routine physical and other non-diagnostic services
Special Communication Equipment for the deaf
Sterilization Fees
Surgical Fees
Therapeutic care for Drug & Alcohol addiction
Therapy treatments (Medically Necessary)
Transportation expenses primarily for medical services

OVER-THE-COUNTER (OTC) DRUGS AND SUPPLIES
(See claims procedures)

 
OTC drugs and supplies must be purchased for use by you, your spouse and/or dependents to treat a specific medical condition and intended for use in the same plan year in which you claim reimbursement. Bulk purchases are not allowed.

Examples:
Antacids, Cold Medicine, First Aid Supplies, Smoking Cessation Aids, Allergy Medicine 
Cough Suppressants, 
*Incontinence Supplies,  Toothache/teething Medication,  Asthma ,  Diaper Rash Ointments , Liniments , Wart Removal Medication

The items purchased must be used to alleviate or treat a medical condition and NOT for general well being.  OTC items such as vitamins and supplements are not generally allowed, unless for the treatment of a specific illness and reimbursement would be based on documentation from your physician.  Toiletries, cosmetics and sundry items are NOT reimbursable expenses. Acne is considered a disease and therefore you must have a letter from  a doctor stating that any acne medication is for the treatment of acne and not just general skin care. 


* May require doctors letter


Cosmetic or elective products and procedures (such as teeth whitening or hair growth) are NOT reimbursable.

To contact us:

SOUTHERN ADMINISTRATORS AND BENEFIT CONSULTANTS, INC
Phone: 601-856-9933
Fax: 601-856-8088